Storm Damage Assistance for Your Time of Need
In our Grand Strand community extreme weather is fairly common, often leaving homes damaged and residents left to pick up the pieces. When tragedy strikes, we're not 'here today & gone tomorrow'. We're here to stay & to care when it matters most.
Responsive
Involved
Considerate
The 7 Things You Should Know Before You Start an Insurance Claim
When a storm hits, it's important to know you're not alone in the insurance claims process. As leaders in the community, we are always happy to help & educate our customers on the insurance process.
It is important to know these 7 things before you start an insurance claim:
- When the event took place
- Your deductible amounts
- The type of coverage you have
- The type of damage you have & the extent of the damage
- Who your insurance carrier is
- The type of roof you have
- Whether or not your insurance premium will go up
If you don't know the answers to one or more of these questions, let us know! We're happy to help you gather the information you need & provide answers.
Our Proven 3 Step Insurance Claim Process
With almost 40 years of experience helping homeowners and business owners with insurance claims, we have created a proven process for working with insurance companies.
Step 1: Inspect Your Roof
Your roof may not have received enough damage to constitute a replacement. Before considering an insurance claim, it is important for you to know if the damage you have is worth claiming under your insurance coverage. This is why an inspection is the first step.
Our project managers are trained under the HAAG engineering standard. This is the same standard your insurance company uses to decide if the damage you have to your roof is insurable. After an inspection from a trained expert, you can have a true understanding of the damage to your home. This will allow you to know if starting an insurance claim is right for you and your family.
Step 2: Meet With Your Insurance Adjuster
Most insurance adjusters don't have a extensive knowledge of roofing. If your adjuster doesn't, you could be left with a insurance approval that doesn't fully cover the cost of your new roof. Leaving you responsible for covering the difference.
So, we meet with your insurance adjuster to make sure all damage is documented and all items are accounted for in your insurance estimate. This way your roof meets code and you can pay the least out of pocket possible.
Step 3: Install Your New Roof
Once we review your insurance approval, its time to install your beautiful new roof!
When you trust Linta Roofing, you get a master elite contractor. Only 3% of contractors have this qualification. With this level of certification you can know that your new roof will be installed by one of the best roofing company's in the industry.
You Deserve A Contractor That Cares
Personalized
We know that all roofing issues are not the same. You will receive the attention, care and service that meets your specific needs. From minor repairs to roofs with warranties to last a lifetime.
No Contractor Games
No secrets or deceptive tactics here at Linta Roofing. Our motto “To be clear is to be kind” is displayed throughout our process. You will find clarity in our transparent proposals, as well as your personalized customer web page.
Peace of Mind
Dealing with roofers does not have to be a stressful process. When you work with us, you can have peace of mind from start to finish.
Common Types Of Storm Damage
Our Reviews
"I am very pleased with Linta Roofing and my experience. Everyone I came in contact with from the quote to the completion of the work has been helpful, professional, knowledgeable and friendly. I feel like you can’t go wrong with Linta Roofing."
Sue F
"I was very pleased with the roofing job done by Linta Roofing. Jeff and Brinson stayed in contact keeping me abreast of the progress. The roofers left no debris behind. Anticipating getting a new roof – I’d recommend this company."
Deborah Anderson
"After our Family, our home is our Most Valuable Possession. That’s why we ALWAYS call Jeff Linta. They are the MOST Reliable and MOST Knowledgeable Company. And they ALWAYS do The BEST Job!!! And it is ALWAYS done Right the FIRST Time!!!"
Tony & S.
"Linta Roofing is who you call if you need a roof. Our house at NMB was hit with high winds and damage. Linta Roofing responded quickly with an estimate and then quick repairs. The quality of their work is excellent! You can trust them to get the job done right!"
Debbie Kincaid
"I cannot recommend a better and more professional company! Everything from scheduling, to consultation, to install happened quickly and efficiently. This is an amazing family business that truly takes care of each customer like family! I love my roof!"
Grace Koller
"What a wonderful experience. It’s about time finding a company that is on time and does wonderful work. Thanks to Pablo and his crew and JEFFREY LINTA for the great deal. Would absolutely recommend them to anyone needing a new roof…"
Jimmy Schofield
In Need of Storm Damage Assistance?
Let us know!
After you fill in your contact information you'll have the opportunity to provide further details about any issues you're having with your roof.
One of our Project Managers will review this information and contact you to discuss how we can assist in restoring your roof!
Frequently Asked Questions
Unexpected roof damage can raise a lot of questions for you as the homeowner. Here we provide answers to common questions we get from homeowners recovering from storm damage.
Will My Insurance Premium Go Up If I File An Insurance Claim?
Installing a new roof often leads to premium reductions since it lowers the risk of future home damage.
If your current carrier doesn't lower your premium after a new roof installation, you can explore other carriers eager to offer more competitive rates.
If My Roof Is Old Will My Insurance Company Still Pay For The Total Cost Of Replacement?
While it may seem like your insurance carrier would not want to cover the total cost of an old roof, we've seen it happen time & time again. It comes down to what type of insurance coverage you have.
Insurance companies offer Actual Cash Value (ACV) & Replacement Cost Value (RCV) coverage.
Homeowners with RCV insurance will have damage to their home replaced in today's dollars. Meaning it is very possible to have the total cost of an old roof covered by insurance except for your deductible.
Homeowners with ACV coverage will see the value of their loss adjusted downwards to reflect its worth in the current market. Meaning homeowners with ACV coverage may not see full coverage on a total replacement.
How Do I Know Which Deductible Applies For My Insurance Claim?
Deductibles are unique to each insurance policy. However we normally see 2 different types of deductibles:
1. A Named Storm Deductible (which is usually 3% to 5% of the insured value of your home) This deductible is normally applied when there is damage to your home caused by a named storm (like "Hurricane Irma" or "Tropical Storm Ida").
2. All-Other Perils Deductible (Generally costs a homeowner $1,000 to $2,500) This deductible could include damage from driving rain, windstorms, hailstorms, fire damage, flooding, or burst pipes.
We feel privileged for the opportunity to earn your trust. Thank you.
We recognize that you have many options for reliable roofers in the Myrtle Beach area.
So we look forward to working with you and providing you with the elevated roofing experience you deserve!