What to do if you see a wet spot on your ceiling?

Photograph it with a timestamp first, then put a bucket under it and poke a small hole in the drywall to drain trapped water. South Carolina adjusters want date-stamped evidence tied to a specific storm date, so the photo matters more than the bucket. Don't paint over the stain, don't call a drywall guy, and don't let anyone tarp the roof until you've got pictures. Call your insurer to start a claim if a named storm hit in the last 12 months. Then call a Myrtle Beach roofer for an inspection (not a repair) and ask for a written report naming the entry point. Repairs done before the adjuster sees the damage often get denied.