Roof Insurance Claim in Chadbourn, NC

First, take photos of the damage from the ground and from inside if you see water stains. On older homes here, wind damage shows at the perimeter and flashing first, which is why we focus on those edges. Then call us for an inspection. We document the source of the damage and give you a written report to submit with your claim.

Most policies cover wind damage, but the adjuster will want proof that the wind caused the issue rather than age or wear. That is why we document the lifted shingles and flashing at the edges. We also note any decking issues that wind exposed. That helps your claim cover the full repair rather than the visible part.

We can meet the adjuster at your home and point out the damage we found. That way, nothing gets missed during the inspection. We do not file the paperwork for you, but we give you everything you need to submit. You stay in control of the claim.

We review the denial letter and compare it to our inspection report. Often, the adjuster missed a detail like flashing damage or a lifted edge. We can provide additional photos or a written statement to support an appeal. You do not have to accept the first answer.

Most claims take a few weeks from filing to approval. The adjuster usually schedules a visit within a week, and we make sure we are there for it. Once approved, we can start the repair or replacement right away. We do not make you wait for the check to clear.

Yes, that helps. We give you a written estimate for the repair, which you can include with your claim. That way, the adjuster sees a real number from a local contractor rather than their own estimate. It often speeds up the process.