Roof Insurance Claim in Crescent Beach, SC

First, take photos of any visible damage and make a list of what you've noticed inside, like stains or drafts. Then call us for an inspection before you contact your insurance company. We'll document the roof's condition with our own photos and a detailed scope of damage. That gives you solid evidence to present to the adjuster.

We meet with the adjuster on your roof and point out all the damage we found. We also provide a written estimate that you can submit with your claim. If the insurance company disputes part of the claim, we can provide additional documentation. We work for you rather than the insurance company.

We can't predict your rates, but we can tell you if the damage is severe enough to warrant a claim. If it's a minor repair that costs less than your deductible, a claim might not be worth it. We'll give you an honest estimate and let you decide. You can also ask your insurance agent how a claim might affect your premium.

Most policies cover wind damage and hail, but not flooding or storm surge. On the Highway 17 Corridor, wind is the big one, and we often see shingle loss and lifted flashing. We'll help you identify what's covered based on your policy and the damage we find. You'll know what to expect before you file.

Most insurance companies require you to report damage within a year, but it's best to act quickly. We recommend calling us as soon as you notice any signs of damage. We'll do an inspection and document everything, and that means you're ready to file. Don't wait, because small leaks can turn into big problems.

We'll handle the roof inspection, the estimate, and the meeting with the adjuster. You still need to file the claim with your insurance company, but we'll guide you through every step. It is common to find many claims on these older cottages and newer builds, and that means we know what insurers look for. You won't be starting from scratch.