Roof Insurance Claim in Georgetown, SC

Start with photos of the water stain on your ceiling and any visible roof damage. Also save any debris from the live oaks, like limbs that fell, because they show the cause. We can inspect your roof and give you a detailed report to support your claim.

Yes, preservation review can add time, but we prepare that submission alongside your claim. That way, you don't get stuck waiting between two processes. We handle the paperwork for both, and that is why you need to file the claim with your insurer.

We can review the denial and help you understand why. Often, it's because the damage is considered wear and tear rather than storm damage. We can also provide additional documentation to support an appeal.

Most policies cover sudden damage from wind or fallen limbs, but not gradual wear from moss or age. We can tell you what we see and whether it looks like a covered event. That helps you decide if filing a claim is worth it.

Yes, we can meet with the adjuster on-site to point out the damage. We bring our inspection findings, and that is why the adjuster sees the same evidence we do. That often speeds up the process.

It varies, but most claims are settled within a few weeks. If you're in the Historic District, the preservation review can add a short delay, but we plan for that. We'll keep you updated on the timeline.