Roof Insurance Claim in Loris, SC

First, take photos of the damage from the ground and from your yard, if it's safe. Then call us for an inspection; we'll document everything thoroughly, separating storm damage from normal wear. That documentation is what makes your claim strong. We'll walk you through the process and help you present a clear case to your insurer.

Most emergency repairs like tarping don't need a permit, but permanent repairs might. If your home is in the downtown review district, we'll check whether any design review applies and handle that submission for you. Outside that district, we'll pull the necessary permit for the repair work. We'll take care of the paperwork so you can focus on your claim.

We look for the telltale signs: lifted or missing shingles, dents or punctures from debris, and granule loss that's patchy rather than even. We also check the age of your roof and the condition of the decking. Then we photograph everything and write a report that clearly distinguishes storm impact from wear. That report helps your adjuster see the difference.

Yes, we'll meet your adjuster on site if needed and point out the damage we found. We'll also provide our own documentation so you have a second set of evidence. We don't guarantee your claim will be approved, but we make it as strong as possible. If the adjuster misses something, we'll flag it.

It varies, but most claims are settled within a few weeks after the adjuster's visit. We'll do our part by having our report ready and scheduling the repair as soon as you get approval. If there's a delay, we can tarp your roof to prevent further damage while you wait. That tarping may also be covered under your policy's emergency repair provision.

Ask them to explain in writing what they found, and then call us for a second opinion. We can compare their notes to our inspection and provide additional evidence if needed. Sometimes a claim is denied because the damage looks like wear, but we can show where debris struck. We'll help you appeal if that's the case.