Roof Insurance Claim in Navassa, NC

We start with an inspection to document the damage. We check the decking and shingles, then give you a written report you can use with your insurance company. That report is key, because it shows whether the damage is from a storm or age. Insurance covers storm damage rather than normal wear.

Get an inspection first. That way you know exactly what's damaged and what caused it. We'll check the decking, because on older Navassa homes that's often where the real damage is. Then you can file with confidence, knowing you have the facts to back up your claim.

It depends on the cause and the extent of the damage. If a storm exposed soft decking that lets water in, that's usually covered. If the roof is old, it's not. We document the cause at the inspection, and that is why you have a clear picture before you file.

Yes. We meet the adjuster, show them what we found, and make sure the damage is properly documented. We don't file the claim for you, but we make it easier. We also give you a repair or replacement quote that matches the scope of damage, and that is why you can compare it to the adjuster's estimate.

We can review the denial and help you understand why. Often it's because the adjuster didn't see all the damage, especially under the shingle. We'll re-inspect and provide additional documentation to support an appeal.

Look for missing shingles, granules in the gutters, or water stains on ceilings. But the real damage is often under the shingle, on the decking. That's why we check the decking during the inspection. It tells us whether the damage is cosmetic or structural.