Roof Insurance Claim in Ocean Isle Beach, NC

First, call your insurance company and report the damage. Then call us for a roof inspection and a detailed scope of work. We document everything with photos and note the wind rating your roof was built to. That helps your adjuster see what needs replacing.

Tell them you have a roofing contractor who will provide a detailed scope. Do not sign anything until you have a full picture. We list the fastening and wind rating line by line on every quote. That makes your claim clearer and harder to dispute.

It depends on the damage and your policy. If wind lifted shingles across most of the roof, replacement is often approved. If only a small section is damaged, they may only cover a repair. We will tell you what is fair rather than what pads the claim.

Most policies have a deadline, often one year, but it varies. Do not wait, because hidden damage like lifted flashing can get worse. We can inspect right away and help you file within your policy's time frame.

Yes. We meet with the adjuster if needed and provide our report and scope. We answer their questions so the claim moves faster. But we never pressure you to accept a low settlement. Our job is to give you honest numbers.

We can review the denial with you and see if it was based on incomplete information. Often a more detailed scope helps. You have the right to appeal. We will help you gather the evidence, including photos and wind code references.